It is impossible for a bank to repay the principal without paying the loan interest. Interest is one of the main incomes of banks, and it is definitely not possible to borrow money from banks without paying interest. If the borrower can't repay the loan, he can repay the principal and loan interest in installments. If the user is really in financial difficulties, he can try to contact the bank to negotiate repayment. When borrowers borrow money from banks, they should make loans according to their repayment ability. If he blindly follows the trend, it is very likely that the repayment pressure will be too high and the loan will default. That's how to get the bank to cancel the interest and only pay the principal.

Matters needing attention in loan

1. When applying for a loan, the borrower needs to make a reasonable judgment on the individual's repayment ability and design a repayment plan according to the individual's salary level, which will not affect the individual's daily life;

2. Choose the appropriate repayment method. Once the repayment method is promised in the contract, it shall not be changed within the loan period;

3. Repay on time every month to avoid overdue. Generally, the time for lending next month is the repayment date. Don't lead to loans overdue because of personal carelessness;

4. Keep the loan contract properly, and at the same time carefully browse the terms of the contract to understand the individual's rights and obligations.

This article mainly talks about how to get banks to cancel interest and only pay back the principal. The content is for reference only.