After the mortgage is repaid, you need to go through the following procedures: 1. You should go through the cancellation procedures of housing mortgages with the loan bank. 2. Go to the insurance company for the refund of the corresponding insurance premium. 3. If you have a refund procedure for the developer's deposit, you need to apply for a refund. 4. If you have already applied for the real estate license during this period, you only need to bring the cancellation form, property right certificate and ID card of the bank to the window of the housing management office for processing. 5. If you haven't had a real estate license during this period, you need to take the bank cancellation form to the housing management window for cancellation, and then you can apply for a real estate license.

mortgage release process after mortgage repayment

1. The user should have a settlement certificate, so as to prove that he has paid off all the loans.

2. Users need to prepare the dissolution materials, and generally only need to have an ID card and proof of settlement.

3. Users should remember to bring their materials with them when they want to apply in the bank. Generally, an oral application is enough.

4. The staff need to enter information in the system and help to make an appointment to go through the formalities.

5. The staff of the Housing Authority need to review and make sure that there are no problems, so they can help with the mortgage cancellation procedures, and I can also get my real estate license back.

legal basis: article 26

the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.