Details are as follows:
1. Before marriage, the man borrowed money to buy a house, and after marriage, the part he repaid the loan together and the corresponding value-added part belong to the common property;
2. If the man buys a house with a loan before marriage and adds it to the other person's name after marriage, it also belongs to the joint property of husband and wife;
The down payment and repayment before marriage belong to the man, and the house belongs to this person's personal property. Repayment after marriage can be regarded as the joint property of husband and wife, and both husband and wife are half.
What are the pre-marital properties:
1. Pre-marital deposits belong to pre-marital property, which is uncontroversial and difficult to prove. Generally speaking, pre-marital deposits have bank records, which have strong credibility and are highly accepted by judges;
2. Take the real estate before marriage as an example. If the property right registration has been completed before marriage and it is in its own name, the ownership of the property right is uncontroversial, and the marital property is different from the property relationship between the general subjects;
3. The income from pre-marital investment, if identified as pre-marital property, conflicts with marriage; If it is defined as marital property, it is unfair compared with one party's investment before marriage.
To sum up, whether a man borrows money to buy a house before marriage depends on the situation. If the man buys a house before marriage and puts the property right under the names of both parties, it is common property. If the man buys a house by himself and repays the loan by himself, it should be personal property before marriage. Once divorced, personal property cannot be divided. If the woman repays the loan after marriage, she can divide the value-added part of the house.
Legal basis:
Article 1063 of the Civil Code of People's Republic of China (PRC)
The following property is the personal property of one of the spouses:
(1) one party's premarital property;
(2) Compensation or compensation obtained by one party for personal injury;
(3) Property that is determined to belong to only one party in the will or gift contract;
(4) Daily necessities used exclusively by one party;