1. Bank repayment: Users can bring their personal bank cards, ID documents and other information to the bank branch where the loan is processed to receive an application form for repayment of student loans, fill it out and hand it to the staff. , and then handle the student loan repayment;

2. Online repayment: Users can choose early repayment on the China Development Bank student loan information website, and then add the corresponding information, and the loan will be The repayment of the student loan will be completed through the bank card account bound by the user.

Loan principal repayment. December 21st of each year is the fixed principal repayment date (the last year of the loan is August 31st of the same year). After entering the repayment period, student borrowers should strictly follow the repayment plan of the loan contract and deposit the repayable loan principal into the repayment account 5 working days before the repayment date every year (before December 15th).

Loan interest repayment. December 21st of each year is the fixed interest payment date (the last year of the loan is August 31st of that year), and the interest will be paid off when the loan principal is last repaid. Starting from the year of graduation, students who borrow money must deposit the repayable loan interest into their repayment account 5 working days before the interest payment date every year.

The Financial Aid Management Center does not open any formalities when students settle their contracts. The transaction records can be queried in Alipay as a repayment voucher.

The two-year period after graduation is the grace period. During the grace period, students can only pay interest without repaying the principal. After the grace period, students and parents (or other legal guardians) will repay the principal and interest of the loan in annual installments according to the loan contract.