Taiwan Province compatriots' loan application process.
To apply for a loan, people in Taiwan Province Province need to provide their valid residence permit, work income statement, personal credit report and other materials. If these materials can meet the loan conditions, banks can lend to compatriots in Taiwan Province Province. Users only need to bring relevant materials to the bank to handle the loan business. After the approval of the bank, the loan will be distributed to the user's personal account.
Two, Taiwan Province compatriots to apply for loans.
When applying for loans, Taiwan Province compatriots need to have legal status, stable income, good repayment ability and no bad credit record.
Third, loan restrictions.
Personal housing provident fund loans have restrictions on people in Taiwan Province Province. Because according to the relevant regulations, the main body of the provident fund must be employees of all enterprises and institutions, excluding foreigners and employees from Hong Kong, Macao and Taiwan. If you want to apply for housing provident fund loans, you must pay in full for more than six months before you can apply for housing provident fund loans. Only a few cities have opened provident fund loans to foreigners.
Fourth, the process of handling small loans.
Compatriots in Taiwan Province Province can apply for small loans, and compatriots in Taiwan Province Province need to have a fixed job in the mainland, have a stable income and have the ability to repay; There is no bad credit record, and the loan is used regularly; You must have a valid identity certificate, marriage certificate, permanent residence certificate, asset certificate and other materials required by the bank.
If Taiwan Province compatriots want to apply for housing loans, they must bring valid purchase contracts. When the new house is mortgaged, the age of the house must be within ten years, and a down payment of not less than 30% of the total house price must be paid.
It should be noted that not all Taiwan Province compatriots can apply for loans in all banks, and they need to consult the banks or contact the staff by telephone in advance.