Credit granting to suppliers in Shang Chao refers to bank financing services provided to suppliers in Shang Chao by relying on the high-quality operation and payment ability of core customers (hereinafter referred to as core customers) in the supply chain, on the premise of signing a supplier credit cooperation agreement (hereinafter referred to as "cooperation agreement") with the core customers, based on real product and/or service transactions between buyers and sellers, with the pledge or transfer of suppliers' accounts receivable as the main risk control method and accounts receivable income as the main repayment source. Credit types include