Both guarantees and mortgages are acceptable. If you just say that you are an armed police and want a free loan, no one is a fool. In addition, private financing institutions do not need guarantees and mortgages. But its interest is not decimal. It must be usury. You can draw blood and peel it to pay it back. Once you don't do it, they will have many means to make you submit. As an active soldier, don't go into this pit to try.