Black households also need to repay loans. Some people think that black households don't need to repay the loan because their credit records are already very poor and horrible, so some black households feel that it doesn't matter if they don't repay the loan. In fact, things are not as simple as shadows don't affect credit records. There are many consequences of non-repayment of black households' loans, as follows:

1. If you get a loan by forging or falsely reporting personal information, then you may touch the crime of loan fraud. Once the crime of loan fraud is constituted, imprisonment is inevitable.

2. Generally speaking, the lending institution will arrange staff to collect money from the debtor. Therefore, black household loans will not bring much interference to their normal lives.

3. Once the lender brings the violator to court, the debtor is likely to be included in the list of untrustworthy people. After entering the list of untrustworthy people, everyone's food, clothing, housing and transportation will be restricted, such as not flying and not excluding travel.

In addition, as long as the black households are included in the list of untrustworthy executors, they are restricted from spending too much by the court. Not only can they not move, buy air tickets, book train sleepers, book high-speed rail and train tickets, book hotels and hotels, and get loans, but they may also affect their children's study, study abroad and employment. Therefore, even if the bank black households are not sentenced, there will be serious consequences. Paying back the money as soon as possible is the right way.

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