Yes. The equal principal and interest repayment method means that the borrower repays the loan principal and interest in equal amounts every month, in which the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and is settled month by month. This repayment method actually takes up a larger amount of bank loans and takes up a longer time. At the same time, it also facilitates the borrowers to reasonably arrange their monthly life and conduct financial management (such as renting a house, etc.). For those who are proficient in investment and good at For people who "make money with money", it is undoubtedly the best choice.