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I want to borrow money for three years to buy sagitar. Who can help me calculate the down payment and monthly payment? ...

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I want to buy sagitar with a loan for three years. Who can help me calculate the down payment and monthly payment?

Brand-new sagitar 1.6L, the price is automatically reduced to 150800 yuan, which should actually be cheaper): the minimum down payment of 20% is 30,000 yuan, and the monthly payment is about 3,700 yuan, which can be paid off in three years. The down payment and monthly payment pressure are ok and can be considered.

3. How much does it cost for Volkswagen sagitar installment payment?

The down payment of Volkswagen sagitar is almost 7W, about 3500 yuan per month. Generally, the down payment for installment payment is 30%, and the remaining 70% of the car purchase money is used for installment payment. The monthly repayment amount is 70% of the purchase price/installment period. Note that the installment fee is deducted from the beginning.

The average monthly repayment amount takes a five-year period as an example, and the calculation formula is: the principal amount of each period = the loan principal/the number of repayment periods. Interest payable in each installment = remaining principal of last month × monthly interest rate of loan.

Car installment:

Users are divided into several periods and pay in batches every month. Installment payment is a hot spot in the current automobile market. In the current market environment where car fans gather, installment payment is regarded by many businesses as an effective means to seize market share.

Some time ago, the staged car sales activities launched by merchants generally required the balance to be paid within two years. Some merchants extend the payment period to 40 months, and the monthly payment is greatly reduced, and the monthly payment is only a few hundred yuan, which is more attractive to consumers. At the same time, the down payment has also been appropriately reduced. Changan Automobile, which is engaged in ordnance auto trade, has a down payment of only 3,000 yuan, so it can drive home with the money of a mid-range color TV.

4.23 How much is the sagitar 50,000-month down payment?

If you buy sagitar and enjoy an interest-free loan, you can drive home with a minimum down payment of 59,000 yuan, and you can pay 7,747 yuan every month for the next year, and this is all part of the car price, with no extra interest at all, which is very cost-effective. Since there is no need to pay interest, even car owners with abundant funds can use installment payment instead of lump sum payment. Because the same money can appreciate even if it is in the bank.

If the funds are not enough for a 1 year loan, you can also enjoy an interest-bearing loan from a public finance company. The interest rate of a 2-year loan is 4. 13%, increasing year by year, with a maximum of 5 years and a minimum down payment of 30%. Compared with the bank interest rate, the interest rate of 7.47% for two-year loans is still much lower. We also take the above two cars as examples.