On this issue, it is actually just two sides of the same thing. The bank gives customers a sum of money. Banks are lenders and customers are borrowers. From the bank's point of view, this is called a loan. From the customer's point of view, this is called a loan. Therefore, it is ok for customers to apply for loans from banks, whether they sign loan contracts or loan contracts. If the bank prints the contract text as a loan contract, it means that the bank originally drafted the text from the lender's point of view; If the bank prints the contract text as "loan contract", it means that the bank originally drafted the text from the borrower's point of view. In fact, loans and loans are the same meaning. No matter from what angle the contract is drafted, the rights and obligations of both borrowers and borrowers are equal.