Current location - Loan Platform Complete Network - Bank loan - The payment was cheated. Can I get a refund if I report it?
The payment was cheated. Can I get a refund if I report it?
To tell the truth, it is difficult to recover the cheated money. This is not to say that the police are ineffective in handling cases. The main reason is that most scammers are people who have no economy. Once they get their hands on the money, they will squander it, and it is difficult for the police to recover it. Although it is difficult to recover the cheated money, it cannot be said that there is no hope. As long as you call the police in time, it may still exist.

How to return it? First, rely on public security organs to recover.

After realizing that you have been cheated, you should keep relevant evidence and call the police for help at the first time. It's best to leave professional things to professional people. After all, the police are good at catching liars, right? They can use the right of investigation to freeze the account of the swindler, or they can investigate the whereabouts of the cheated money. If you can freeze the cheated money in the bank card or collect the stolen money after you catch it, that's the best. Now liars also study law, and often engage in some small frauds, all of which cost 10,000 yuan to 20,000 yuan. The value of a single case can not meet the standard of criminal filing. If the local police handle public security cases, they will not attach importance to criminal filing. Some deceived friends don't want to report the case because they feel that the loss is not great and they are afraid of losing face and the possibility of recovery is not great. This gives some swindlers an opportunity to become a little crazy.

Second, in order to win leniency, swindlers will also take the initiative to refund compensation to the deceived.

After the swindler is caught, in order to win leniency, he will also take the initiative to refund compensation to the deceived person. If they return compensation and get the understanding of being cheated, the court can give them a lighter sentence. In this case, the cheated money can be recovered, provided that the swindler is willing to pay back the money and has the money to pay it back. If the money has been squandered, it will be difficult. However, sometimes the relatives of swindlers will also pay back for them.

The establishment of the loan relationship bears the burden of proof. Third, being cheated into filing a lawsuit.

If the police don't confiscate the stolen money, the swindler won't pay it back after being caught. The deceived person can bring a lawsuit to the court to demand compensation from the swindler, or bring an incidental civil lawsuit while the judicial organ investigates his criminal responsibility. After the court's judgment, if the swindler still fails to perform the court's judgment, the deceived person may apply to the court for enforcement. After investigation, if the court finds that the swindler has no property to execute, it may first suspend execution and resume execution when the swindler has executable property. As long as the liar is not dead, he can't escape the liability for compensation.

The above contents explain in detail how to recover property. The law is powerful, and we should actively take up legal weapons to safeguard our legitimate rights and interests.

Legal basis: Article 193 of the Criminal Law of People's Republic of China (PRC) stipulates that under any of the following circumstances, anyone who defrauds a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: "