1, credit problem. Guangfa e-second loan is a credit loan launched by Guangfa Bank, which has very strict requirements for credit investigation. If there is a bad record such as overdue personal credit information, it will naturally be rejected by Guangfa E-second Loan.

2, do not meet the conditions. Guangfa e-second loan requires applicants to provide three-month payment records of provident fund, social security or individual tax. If it can't be met, then you can't apply for Guangfa E-second loan.

3. The debt is too high. Guangfa e-second loan is a loan product launched by Guangfa Bank. In order to limit the loan risk, the general bank requires the borrower's debt ratio not to exceed 30%. Once it is exceeded, the bank will think that there is a loan risk, so it refuses to apply.