The method for querying the bank loan contract number is:

1. Bank query. Users can check the loan details and loan contract number by logging into the loan bank's official website. In addition, you can also make inquiries by calling the loan bank’s customer service hotline or going to the counter of a business outlet.

2. Provident Fund Management Center official website. In addition to checking provident fund loans through Alipay, you can also check through the official website of the provident fund management center.

Loan types are roughly divided into eleven types, divided according to factors such as loan term and currency.

1. Classification according to loan period:

Medium- and long-term loans - the loan period is more than 5 years (exclusive).

Loans Medium-term loans - loan terms range from 1 to 5 years.

Short-term loan - the loan period is within 1 year (inclusive).

Overdraft – A loan with no fixed term.

2. Classification by currency:

Bank loans (self-operated loans), syndicated loans, entrusted loans (provident fund loans are a typical entrusted loan), specific loans.

3. Classification according to the nature of loan entities:

Economic organization loans, enterprise unit loans, public institution loans and personal loans.

4. Classification according to the purpose of the loan:

Enterprise (economic organization) category, fixed asset investment loan, project financing loan, general fixed asset loan, working capital loan, basic working capital loan , Temporary working capital revolving loan

5. Classification by interest rate:

Fixed interest rate loans, floating interest rate loans, mixed interest rate loans.

6. Classification according to loan guarantee methods: credit loan guaranteed loans, guaranteed loans, mortgage loans, and pledge loans.

7. Classification according to loan asset quality (risk degree):

Normal loans, special-mention loans, substandard loans, doubtful loans, and loss loans.

8. Classification according to loan duration:

Normal loans, overdue loans (0-180 days overdue), sluggish loans (181-360 days overdue), bad debt loans (361 days overdue) Above)

9. Divide according to the occupation form of loans in social reproduction: working capital loans, fixed capital loans.

10. Classification of loan quality according to international practice (risk degree): the last three types of loans are called "non-performing loans" or "problematic loans".

11. Divided by loan channels: traditional loans (also called offline loans, which refers to submitting loan applications in real life through banks, etc.).