Never borrow money from this company! Would rather borrow money from AliPay or credit card; Let me talk about my own experience; First of all, the salesman will let you use the insurance policy to review the quota for them, and then interview them through the mobile phone and headquarters! It is estimated that he will not let you pass the first interview and say that you have any bad record; At the same time, you will feel that this company is quite formal! This is you who lowers your psychological defense! You will be asked to go for an interview again in about half a month. My experience is that there is no interview directly, and the salesman submits the information on the mobile phone. Merchants will tell you that 10 people can't meet anyone. It's so lucky! At this time, you began to be fooled. They told you that the interest rate was less than 9%. I also told you to buy more than 900 insurance. It is said to be loan insurance. If something goes wrong, Ping An Pratt & Whitney will change it for you. I think this is also reasonable! Later, when the loan came down, I felt something was wrong, so I took a look at Baidu and got a lot of negative comments! Later, I asked about the repayment amount of the merchant. As a result, the interest is as high as 12% (all kinds of expenses add up). After using it for 1 month, I returned it as soon as possible. The merchant will tell you that you must use it for more than 2 months, which is nonsense. If you don't believe it, you can return it automatically with the APP. As a result, the interest is more than 5000 yuan! I'm C ...........!