Because this training is mainly to promote employment through entrepreneurship, many people want to start a business and encounter the bottleneck of funds. With the business license of the Labor Bureau, if you have a project or are starting a business, you can quickly get a low-interest or even three-year interest-free loan.
Business license franchise:
1, enterprise income tax can be reduced or exempted.
Enterprises or institutions engaged in consulting (including scientific research, accounting, auditing, taxation, etc.). ), the information industry and technical service industry newly established by college graduates with university diplomas and self-employment certificates are exempted from enterprise income tax from the first year to the second year with the approval of the competent tax authorities.
Newly established independent accounting enterprises or business units engaged in the transportation industry shall be exempted from enterprise income tax in the first year and levied enterprise income tax by half in the second year with the approval of the competent tax authorities.
Newly established enterprises or business units with independent accounting for public utilities, commerce, materials, foreign trade, tourism, warehousing, residents' service, catering, education and culture, and health services may reduce or exempt enterprise income tax 1 year with the approval of the competent tax authorities.
Enterprises newly established in "old, young, marginal and poor" areas designated by the state shall be exempted from enterprise income tax within 3 years with the approval of the competent tax authorities.
2. You can enjoy the loan guarantee.
According to reports, the microfinance guarantee fund for laid-off workers and the SME guarantee fund set up by governments at all levels should also be used to provide guarantees for college graduates to start their own businesses and start businesses to apply for microfinance.
Governments at all levels can also set up a small loan guarantee fund for college graduates to start their own businesses and start businesses to apply for small loans.
Self-employed micro-loan guarantee amount is generally around 20 thousand yuan, and the term is generally not more than 2 years. The repayment method and interest settlement method shall be agreed by the borrower and the lender. For graduates who engage in partnership or organize entrepreneurship, the scale of loans may be appropriately expanded according to the number of people and projects.
College graduates who apply for micro-loan guarantee to start their own businesses can voluntarily apply to the local education department and submit the following materials: application for micro-loan guarantee, reasonable and effective identification, and loan venture project plan.
The municipal education department shall, jointly with the personnel department and the Communist Youth League Committee, conduct a preliminary examination of the basic conditions for the applicant to apply for loan guarantee and issue a certificate of self-employment, and the relevant application materials passed by the municipal education department shall be submitted to the guarantee institutions at the same level. After the guarantee institution reviews the guarantee application and promises to guarantee, the education department will submit the relevant information of the applicant to the commercial bank with loan guarantee cooperation relationship for review and loan issuance.
Small secured loans for college graduates to start their own businesses are at the risk of guarantee institutions and commercial banks. Guarantee fund units pay off 90% of loan losses, and commercial banks bear 10% of loan losses.
Simply put, it is a full-time college graduate with the lowest education, who is required to graduate within two years. After that, it is impossible, and it is also very difficult to apply for a loan after issuing a certificate.