Hello, if you apply for a credit card of China Merchants Bank and apply for a personal car loan through our bank, it is a loan issued by our bank to customers who buy a brand-new non-operating car in my name to pay for the car purchase. (Second-hand car loans are not supported at present) If you have taken a fancy to the model you need to buy through the dealership, you can confirm whether you have cooperation with China Merchants Bank through the dealership. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to specifically review your situation to determine whether you can handle it.

Application materials generally required for applying for a loan:

1. Identification information

2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.

3. Proof of local residence: a fixed telephone bill for any three months in the last year, or a utility bill such as a water and electricity bill, or other materials that can prove the address.

4. Guarantee certification materials

5. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal). After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided. & ltbr & gt

6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; Social security account flow or personal tax bill, etc.

If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.