You can check the available amount of "smart money" in real time through Bank of Beijing credit card customer service hotline (*), credit card online banking, credit card WeChat and other channels.
The application amount is limited to RMB, and the single application amount must be an integer multiple of RMB 65,438+0,000, with a minimum of RMB 2,000 and a maximum of RMB 50,000.
This business is limited to RMB account of Bank of Beijing credit card. According to the development of the Bank's business, cardholders can call the customer service hotline of the Bank's credit card center or apply for the business through other channels, and should operate according to the corresponding operating procedures and verification requirements of different channels. The amount that the cardholder applies for installment payment shall not exceed the amount available under the cardholder's business; The minimum amount of a single application is 2000 yuan, and the amount is increased by integer multiples of 1 000 yuan. The total amount of the business used by each credit card account at the same time shall not exceed 50,000 yuan (if the cardholder's business available amount is less than 50,000 yuan, the actual business amount shall prevail).
After the cardholder successfully applies for this business, the installment principal and installment fee both occupy the credit card account quota, and the credit card account quota will be restored with each repayment until the last repayment is fully settled or the applicant pays off all the repayment in advance. Whether the cardholder's application is approved or not is subject to the comprehensive evaluation results of the credit card center of the Bank.