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I have bought a house in Zhuozhou in full, and I want to take out a mortgage loan in Beijing. Is it okay?
1. I have a house bought in full in Zhuozhou and want to take out a mortgage loan in Beijing. Is it okay?

Of course. But not a bank. Individuals or high-interest companies only.

2. I have a house bought in full in Zhuozhou, and I want to mortgage in Beijing. Is it okay?

Of course. But not a bank. Individuals or high-interest companies only.

Third, I bought an auction house in Zhuozhou Hongkun Ideal Second Bay, only to find that the contract showed that the house had been mortgaged after the online signing. What should I do in this case?

If you still want to buy, let the owner untie the mortgage, otherwise you can't transfer the ownership later, and buying this kind of house is very risky.

4. Can a house bought in a foreign country be mortgaged in a foreign bank?

Yes, you can. Many banks support off-site mortgage loans. But generally speaking, there are certain access conditions for real estate in different places. Please consult the loan bank.

Houses applying for real estate mortgage loans have the following requirements:

The room age is less than 20 years.

The house covers an area of more than 50 square meters.

The house should have strong mobility, that is, the location of the house.

You can buy a mortgaged house, and your sales contract is of course valid. Because although his house was mortgaged to the bank, the ownership of the house has not been transferred and he has the right to sell it to others. But although you can buy a house, the house cannot be transferred. Even if the house is transferred, the bank can pursue it and claim that the transfer is invalid. The rights of the mortgagee should be protected in the security interest.