The credit line granted by flying loan is mainly determined according to the personal data and credit situation submitted by users. If the credit situation is not good, the loan application will be difficult to pass, or the loan amount is zero, so you should pay attention to your credit situation and keep a good credit record.

According to the official response of Dai Fei, if the lender has a bad repayment record, the system will automatically upload the overdue information of the user to the credit information system of the People's Bank of China, leaving a stain on the credit information record, which will have a series of adverse effects on the lender's future life.

Extended data:

Matters needing attention in credit report:

1 to prevent personal information from being stolen. If your ID card is lost, or your wallet is stolen together with your ID card, you must report the loss and reissue it in time. Otherwise, once the credit card is swiped by criminals with ID cards, there will be overdue records, even if it is not operated by the cardholder, it will also affect personal credit.

2. The query time is the time when the system receives the query application from the query operator, and the report time is the time when the system generates the credit report after receiving the query application.

3. Don't pay utilities: It should be noted that paying utilities and student loans now may also tarnish personal credit, so pay utilities in time, otherwise it will bring adverse effects.

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