The latest policies for buying houses in Tianjin are as follows:

1. If the home buyer’s family has no house in the city and no records of commercial housing loans or provident fund housing loans, the loan will continue to be implemented. Policy with a minimum down payment ratio of 30%;

2. If the home buyer’s family does not have a house in the city but has a commercial housing loan record or a provident fund housing loan record, the down payment ratio for the loan to purchase an ordinary house will not exceed 30%. is less than 50, the down payment ratio of the loan to purchase non-ordinary housing is not less than 60;

3. If the home buyer’s family owns a house in this city, the down payment ratio of the loan to purchase ordinary housing is not less than 60 If it is lower than 70%, the down payment ratio of the loan for purchasing non-ordinary housing shall not be lower than 80%;

4. Refine the standards for ordinary housing. Ordinary housing that enjoys preferential policies must meet the following conditions at the same time:

(1) The building floor area ratio of the residential area is above 1.0 (inclusive);

(2) The building within a single housing unit The area is less than 120 square meters (including the original amount) or the building area of ??a single house is less than 144 (including the original amount) square meters;

(3) The actual total transaction price is less than 7.5 million (including the original amount) yuan.

Legal basis: Article 27 of the "Urban Real Estate Development, Operation and Management Regulations"

For the sale of commercial housing, both parties shall sign a written contract. The contract should specify the construction area and usable area of ??the commercial housing, price, delivery date, quality requirements, property management methods and the liability for breach of contract by both parties.

Article 28

If a real estate development enterprise entrusts an intermediary agency to sell commercial housing as an agent, it shall issue a letter of authorization to the intermediary agency. When an intermediary agency sells commercial housing, it shall present the relevant certification documents of the commercial housing and the commercial housing sales power of attorney to the commercial housing purchaser.

Article 29

The transfer price of real estate development projects and the sales price of commercial housing shall be negotiated and agreed upon by the parties; however, the price of residential housing enjoying national preferential policies shall be subject to government guidance prices or Government pricing.