1, appraisal fee: appraisal price × 0.5%;

2. Guarantee fee: loan amount ×0.75% (the current guarantee rate of cooperative banks is 0.75%);

3. Mortgage registration fee: loan amount ×0. 15% (the upper limit stipulated by Dalian Stock Exchange does not include 200 yuan and High-tech Park);

4. Other warrant fees: 80 yuan;

5. Agency fee: 500 yuan;

6. Stamp duty on loan contract: loan amount × 0.005%;

7. ICBC needs to repay in the first three months.

Commercial loan terms:

1, the loan conditions have stable income;

2. Loan period: the house age+loan period shall not exceed 30 years (ICBC: 65 for both men and women; Huaxia: male 65, female 60);

3. Loan ratio: there was no loan for the house before 87 years; After 87 years, the house can be loaned at 70% of the assessed value;

4, commercial housing shall not exceed 50%;

5. The term of commercial housing loan is generally 5 years, and the longest is not more than 10 year;

6, the loan amount is less than 30 thousand, no loan;

7. Old Red agricultural registered permanent residence cannot apply for a loan;