Guangfa Wonderful Loan is a loan product of Guangfa Bank for the replacement of the first suite or second-hand house. Applicants need to provide mortgage guarantee and have a good credit record and income source. According to the information of official website of Guangfa Bank, the loan application and approval of Guangfa Wonderful Loan are generally handled during working hours on weekdays, so it is generally impossible to submit the application at night.

The loan approval time and process of each bank may be slightly different. If it is necessary to apply for a loan at night under special circumstances, it is recommended to contact the customer service of Guangfa Bank or consult its branch staff.