Is it fast for developers to go to the provident fund for filing?
The filing time of the developer's provident fund mainly depends on whether the developer's documents are complete. Under normal circumstances, if the documents are complete, the developer's filing time is about one month. As for the specific time, you can consult the local provident fund management center. Nowadays, more and more people buy houses with loans, so buyers who mainly meet the conditions of provident fund loans can give priority to using housing provident fund. On the one hand, they can enjoy lower loan interest rates, which will have more benefits as a national housing reserve than direct commercial loans.
However, there are certain conditions for using provident fund loans. Apart from the reasons why some developers refuse to use provident fund loans, first of all, buyers need to be qualified to purchase houses, and at the same time, they need to pay the housing provident fund in full monthly 6- 12 months before applying for loans. In addition, their personal credit needs to be good at ordinary times and there is no large debt. Moreover, if the other expenses are higher than 50% of the family's monthly income after covering the provident fund loan, there is also a certain probability of failure in applying for the provident fund loan.
How to query the developer's filing information?
1, online inquiry: click the provincial and municipal links to enter the websites of local real estate administrations for inquiry, and you need to enter the name of the property owner and the number of the property right certificate (at present, only some areas provide housing property right information inquiry); Because the inquiry website of commercial housing purchase records is not unified nationwide, you can also get the inquiry website of local commercial housing purchase records. You just need to call the official website of the local real estate administration.
2. Inquiry of the Real Estate Bureau: If you want to inquire about the accurate information of the personal real estate license (including the owner's name, title certificate number, registration approval date, construction area, design purpose of the house, source of rights, whether the house is mortgaged, etc.). ), you must bring your personal identification and real estate license to the archives or window of the local housing authority (real estate trading center, housing authority, housing authority) for inquiry.
3. The data and information recorded on this website come from the Housing Authority, which is consistent with the information update of the Housing Authority under normal circumstances. If you have found the online sign information on the website of the Housing Authority, you can say that your online sign filing has been successful.
After the knowledge mentioned in this article, it is mainly to understand whether developers can file in the provident fund quickly. The specific time depends on whether the developer's documents are complete. If they are complete, they will usually come down in a month or so. If they are incomplete, they need to prepare documents to file. And I also told you how to query the developer's filing information, just follow the above steps to query.