1. So far, Zhongan Xinye has provided micro-loan technical services to more than150,000 customers, with an average service loan amount of about 45,000 yuan. Zhongan Xinye has maintained good asset quality so far. By the end of 20 13, 12 and 3 1, the total assets of Zhongan Xinye were 460 million yuan. After six consecutive years of profit (audited by KPMG), the capital adequacy ratio is nearly 40%, the reserve coverage ratio remains above 200%, and the non-performing rate of credit assets served (overdue for more than 90 days) is stable at around 65,438+0%. All the company's outlets remain profitable and the asset quality is good. The company's credit quality, standardized operation, profitability and business outlets are among the best in the industry, and it is a leading enterprise in the domestic microfinance technical service industry.
2. In the nearly eight years of cooperation with banks, Zhongan Xinye has accumulated more than 4 billion yuan in loans through bank funds, and the loans overdue rate of Zhongan Xinye to banks and fund providers is zero. The cooperation model of "loan bank+lending institution" jointly developed by Zhongan Xinye, China Development Bank and China Construction Bank Shenzhen Branch won the honors of Shenzhen Financial Innovation Award and China Development Bank Head Office Financial Innovation Award.
3. Zhongan Xinye is also the most cooperative microfinance technical service company with banks in China, and has established long-term strategic cooperative relations with many well-known domestic financial institutions such as China Development Bank, China Construction Bank, China Bank and Hangzhou Bank to jointly develop Zhongan Xinye's microfinance technical service business.
4. For more than ten years, Zhongan Xinye has assisted banks and other financial institutions to provide fast, simple, mortgage-free and guarantee-free microfinance services for small and micro enterprise owners, individual merchants and wage earners through its microfinance technical services, with a maximum loan amount of 500,000 yuan.
Loan process: customer consultation-> Fill in the application form-> Submit information-> Loan approval-> Sign a loan contract-> The loan was successful.