No right to view personal bank card information. Online lending companies can check personal credit information. Credit information will show the recent use and repayment of bank credit cards, but will not show details, because it is stipulated that illegal collection is not allowed. For example, checking the borrower's bank flow and checking the borrower's relevant customer service phone number are all illegal collection behaviors and should be carried out legally. If you encounter difficulties in collection, you can consult relevant laws, you can't report phone records, and you can't call innocent people who collect money.

In the case of debt collection, our rights protection methods mainly include:

1. Actively negotiate the repayment plan with creditors;

2. Complain and report harassing phone calls and text messages;

3. In case of violent collection, you can call 1 10, 1238 1 15 or report to the local police station. Violent collection may be suspected of illegal invasion of houses, illegal detention and other crimes.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 675

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

Article 676

If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations.