Nowadays, in order to facilitate their own transportation and life, many people will choose to borrow money to buy a car. If the owner has paid off the car loan, what procedures do you need to go through?
First, after the loan is paid off, you need to go through the formalities of proof of settlement.
When the owner's car loan has been paid off, you must go to the loan company or bank to go through the formalities of proof of settlement, because this procedure of proof of settlement is very important and related to the property rights of your car. If you don't go through them, there may be some obstacles in your later loan business, because this settlement voucher is closely related to your credit information system, and your automobile property certificate can't be separated from this settlement voucher, so the 1 thing after the owner's loan is completed is to go to the loan company or.
Two, after the completion of the loan, go through the formalities for registration of automobile change.
Because you borrow money to buy a car, the property right of the car is not in your personal name, but in the name of the loan company or bank. When your loan is completed, you need to go to the loan company or bank to get back your car ownership certificate, and then take the settlement voucher and car ownership certificate to the vehicle management office to register the change, so that the car can be transferred to your name. This matter is the most important, because it involves your property, so the majority of car owners who borrow money to buy a car must remember to change their registration. Three. Matters needing attention in change registration of property right certificate
It is worth noting here that the prerequisite for the change registration of our automobile property right certificate is to hold a valid settlement certificate and automobile property right certificate, and then the owner will go through the change registration formalities with the original automobile registration office with his ID card and driving license. Pay attention to the original place of registration, because according to the current policy, no vehicle management office can change its registration, so it can only go back to the original place of registration to handle this change of registration business. After the change registration is completed, be sure to check whether the automobile property certificate is your name. If there is no problem, then you have successfully become the real owner of this car.
What procedures do I need to go through to repay the loan car?
There are many procedures that need to be handled after the car loan is paid off, as follows:
Go to the bank or the "car loan" company to handle the loan settlement certificate;
Bring back the original mortgaged vehicle registration certificate;
Go to the local vehicle management office to handle the mortgage cancellation procedures;
Go to the insurance company to change the beneficiary of auto insurance.
What procedures do I need to go through after I pay off my car loan?
After the car pays off the loan, the procedure is as follows:
1. Retrieve the vehicle registration certificate:
After automobile mortgage pays off, he must first go to the bank to retrieve the motor vehicle registration certificate and ask for the loan settlement certificate.
2. Cancellation of automobile mortgage registration:
Get the motor vehicle registration certificate and loan settlement certificate to cancel the car mortgage registration at the vehicle management office.
3. Change the first beneficiary of auto insurance:
After all the car loans are settled, don't forget to change the first beneficiary of insurance to yourself.
What procedures do I need to go through after paying off the car loan?
The bank will issue you a loan settlement certificate. Then the bank staff will go to the vehicle management office with you to learn about the pledge. \ The so-called release means the revocation of other rights on the vehicle class certificate. \ Then bring back some things kept by the bank, and it will be OK.
Where can I get a big book after I pay back the car I bought with a loan? Dear friends, who knows, please tell me, thank you.
1. After all the car loans are settled, the lending institution will return your motor vehicle registration certificate, which is the big book. At the same time, we will also issue a loan settlement certificate for you, carry the above materials and the loan contract signed with the lending institution, and go to the vehicle management office to handle the vehicle mortgage registration cancellation procedures.
2. Change the first beneficiary of auto insurance. Previously, limited by the conditions set by lending institutions, the first beneficiary of buying auto insurance was sometimes the lending institution. Therefore, after all the loans are settled, the first beneficiary of insurance is changed to himself.
Extended data
First, the conditions for applying for a car loan
1. Car buyers must be at least 18 years old and be China citizens with full civil capacity.
2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.
3. During the loan application period, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the account of the bank savings counter.
4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.
5. Car buyers are willing to accept other conditions deemed necessary by the bank.
Second, provide information.
Apply for personal loan.
2. Valid identification of myself and my spouse.
3, I and my spouse's occupation, position and income certificate.
4. Marriage certificate (unmarried certificate is required, except those who have not reached the legal age for marriage) and household registration book.
5. Original ID card, residence booklet or other valid residence certificate, and provide a copy.
6 car purchase agreement, contract or letter of intent signed with the dealer.
7. Proof of deposit or down payment;
Eight, the documents or materials required for the guarantee;
9. Other documents required by the cooperative organization.