The application form needs two places. The most important thing is the Civil Affairs Bureau where your household registration is located and the high school graduation school. The rest is the approval and seal, which has little to do with you.
Second, where is the student source loan?
As long as you can get out of city a, if the address is the most annoying. Not in the household registration location! My current home address is not where my registered permanent residence is located. I have been working for three years, and I just got a third-year student source loan last week. It seems that the new student loan only started in the middle of the year.
Third, hurry up, must the student loan for college students be handled in the current place of residence?
It is necessary to issue a family poverty certificate at the place where the current account is located and submit relevant information at school. There are two kinds of student loans for college students: national student loans and student-origin student loans. National student loans are handled in schools. It is after the school and the branches of the four major banks (industry, agriculture, commerce and China) where the school is located sign the cooperation agreement between the bank and the school, and the students who need loans at school sign the agreement with the bank. Generally, 6000 yuan is signed every year until graduation, and loans (loans) are granted at one time. The information needed is generally a family economic status appraisal form, ID card, parents' information, etc. Student-origin student loans are accepted by the district and county funding centers where college students are registered, and the National Development Bank loans. The procedure is similar to the national student loan, but it is signed once a year, and the upper limit is 6000 yuan a year. After graduation, the repayment period is slightly longer than the national student loan. Extended data:
Materials required for applying for student loans:
1. Apply for a national student loan: (1) The reasons for the application should include the family's financial situation, not too simple, but be sincere. (2) The written content cannot contradict the content in other materials. (3) The application cannot be changed.
2. Questionnaire for College Students and Families: (1) The handwriting of this questionnaire cannot be altered, wiped or added. 2. It must be filled in with a carbon pen or a black signature pen. (3) build the official seal of the civil affairs department. The official seal of the civil affairs department must have the words of civil affairs (such as Civil Affairs Bureau and Civil Affairs Office), and the business seal is invalid. Note: If the local civil affairs department is revoked for some reason and changed into the Social Affairs Department, it can be stamped with the seal of the Social Affairs Department, but at the same time, the local government (at or above the township level) should issue an explanation of this situation. (4) The names of the loan students themselves and their parents must be exactly the same as those on their respective ID cards. 5] The poverty certificate shall indicate the specific population of the family. If the family population includes grandparents, and the father or mother of the loan student is an only child, an only-child certificate must be provided. If the parents are not only children, the alimony shared by the parents shall be calculated as family expenses. Married brothers and sisters are generally not included in the family population. Grandparents had better not be included in the family population. The per capita monthly income of families is lower than that of 350 yuan. If brothers and sisters are counted in the family population, if they have income, their income should be counted. (7) The population in the questionnaire should be consistent with the population in other data and should not be inconsistent or confused. Divorcing parents should fill in the names of both parents in the questionnaire.
3. Copy of father's and mother's ID card: (1) If the ID card is invalid, it can be replaced by a copy of the household registration book (with the parent's ID number) and stamped with the fresh stamp of the police station. (2) If the parents are divorced, provide the parents' divorce agreement (or judgment) and copies of their parents' ID cards. Note: If the divorce agreement or judgment is inconsistent with the actual child support, it should be indicated in the corresponding documents. (3) If one parent (or both parents) dies, the deceased shall be indicated in the poverty certificate, and a death certificate with fresh seal shall be issued by the police station. The death certificate shall at least include the following contents: the father or mother of xxx (the name of the borrower) died on X, X, X, and finally the public security organ shall affix the special seal for household registration of the police station.
4. Copy of student ID card and copy of student ID card: The copy of student ID card should be stamped with the seal of student financial assistance center. (handled by the Student Affairs Office) 5. Copy of ID cards of two witnesses: two witnesses 1 are school teachers and 1 are school classmates. 6. Student banks under the age of 18 will not grant loans. 7. Employment certificate and low guarantee are not necessary materials to apply for a loan, but it will be easier to apply for a loan if the above documents are provided. 8. For students who have already applied for a credit card, the bank will not grant loans unless the following conditions are met: the credit card issuer issues a certificate that "income proof and guarantee are not required for applying for a credit card, and the data record in the bank credit information system is incorrect". 9, China Agricultural Bank and other banks to provide national student loans to implement an application, issued year by year. Each student has only one loan opportunity, that is, students who have successfully obtained loans may not apply again. 10, all materials shall not be faxed. 1 1. All copies (except the ID card copy) must be stamped with the red seal of the corresponding authority. Remarks: 1. All materials need A4 paper, and materials that are not A4 paper can be pasted on A4 paper. 4. Every copy should be clear. 3. Writing should be neat and standardized, and written with carbon ink or black pen. 4. The seal on each material must be clear. All forms should be consistent, not contradictory.
4. Where can I borrow a student loan? Is it a bank?
Student-origin student loans are handled in the student financial assistance management center where the students' families are located, and some areas directly apply to relevant financial institutions.
First, the loan certification materials
1, freshmen who entered the school in 2009, provincial and municipal students who have set up student-origin loans in provincial and municipal universities, and the qualifications of students with financial difficulties in their families have been completed in advance by the local education authorities. Students who have passed the pre-application examination must produce provincial and municipal certification materials that have graduated from secondary schools or universities to set up student-origin credit loans.
2. Students from other provinces and cities who offer student-origin student loans in universities in other provinces and cities must issue loan certificates by their universities.
Second, the identification materials
1. The borrower and the original and photocopy of the borrower's ID card and household registration book (the guardian can also use the military card or armed police card as valid documents);
2. Admission notice or student ID card. For freshmen, the original and photocopy of the admission notice, and for students, the original and photocopy of the student ID card.
Extended data:
1, student loan procedures
Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their household registration is located. The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.
2. Loan amount
According to the sum of the actual amount of tuition and accommodation, the maximum amount of undergraduate students per academic year is not more than 8,000 yuan, and the maximum amount of graduate students per academic year is not more than12,000 yuan. In order to increase the assistance to the students who set up the card, the students who set up the card can borrow according to the maximum amount.
3. Loan interest
The interest rate of student-origin credit student loan is the benchmark interest rate of the same grade announced by the People's Bank of China in the same period, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).
4. Repayment period and repayment method
In principle, the term of student-origin credit student loan is determined according to the remaining academic system of full-time undergraduate and graduate students plus 13 years, and the longest period is no more than 20 years. Among them, students are determined according to the remaining years of study plus 13 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly.
Three years after graduation is a grace period to repay the principal. During the grace period, the borrower only needs to repay the loan interest, not the loan principal. After the grace period, the borrower repays the loan principal and interest in installments.