When buying a second-hand house, you have to pay deed tax, personal income tax, and value-added tax.

The procedures for second-hand house transactions are as follows:

1. Buyer consultation: The buyer and seller establish information communication channels. The buyer understands the overall current situation and property rights of the house, and requires the seller to provide legal documents;

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2. Sign a contract: the seller provides legal documents for the house, the buyer can pay a deposit for the house, and the buyer and seller sign a house sales contract;

3. Handle transfer: the buyer and seller submit a request to the real estate management department After the application procedures, the management department must check the relevant documents, review the property rights, and allow the transfer procedures for houses that meet the listing conditions. If there is no property rights or partial property rights and no written consent from other property owners, the application will be rejected and listing and trading will be prohibited. ;

4. Deed signing: Only after the relevant real estate departments apply for approval step by step according to the property rights status of the transaction house and the purchase object according to the approval authority set by the trading department in advance, can the two parties to the transaction go through the deed signing procedures. ;

5. Pay taxes and fees: The composition of taxes and fees is relatively complex and depends on the nature of the house being traded;

6. Handle the transfer of property rights: both parties to the transaction will After the management department completes the registration of the change in property rights, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate at the issuing department with the notice of receipt of the house ownership certificate;

7. Bank loan: for the loan For buyers, after signing a house sales contract with the seller, both the buyer and the seller will go to the lending bank to handle the loan procedures. The bank will review the buyer's credit and evaluate the house that both parties want to trade to determine the buyer's loan amount. , and then approve the buyer's loan. After both parties complete the property rights registration change and the buyer receives the house ownership certificate, the bank will issue the loan in one go;

8. Pay the balance to complete the transaction: the buyer receives the house ownership certificate, pays After all the house payments are paid, the seller delivers the house and all property fees are settled, the second-hand house sales contract between the two parties is fully fulfilled.

Legal Basis

Article 209 of the "People's Republic of China and Civil Code" The establishment, change, transfer and elimination of real estate rights shall be effective upon registration in accordance with the law. ; Without registration, it will not be effective, except as otherwise provided by law.

The ownership of natural resources that belong to the state according to law does not need to be registered.