This is the case when banks apply for mortgage loans. For example, if you have a property of100000, mortgage it to the bank, and the bank will give you 800000. In addition to the monthly account management fee, you need to pay interest to the bank every year. There are also some banks that force the purchase of 1-2 consumer wealth management products and pledge 20%-35% back. In fact, it is estimated that there is not much money in the end. The key is that you have good qualifications and connections. In this case, it will take another month to be normal. However, the approval here is fast, and the quota was handed in in half an hour. You don't need to find an approval company for approval, and you can complete all the processes in one day. This is the confidence that Ping An dares to engage in real estate mortgage in Shenzhen. Come on! The procedure is simple! The material is simple!

Banks usually need basic materials such as work certificate, ID card, salary bank account number, marriage certificate, real estate license and household registration book to handle loans. The first step is to submit the information, that is, wait for the bank to issue the quota and be satisfied with the quota quoted by the bank before proceeding to the next step. Is to find a real estate appraisal company for appraisal, here we have to pay a certain fee of more than 3000 yuan to the appraisal company, and then report it to the bank. This process takes about 3-7 days. Then the bank will issue a quota after re-examination. In this process, the red book is usually placed in the bank, and the range is about 7- 15 days. Then the bank paid the quota and went to the bank to sign the contract. Of course, some activities and steps were omitted, in short.

Handling a loan in a bank, in short, it will be very tiring to say a word at the end, because it takes too long and you will be busy for a month.