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What about the loan when the owner of the house with the loan dies?
Legal analysis: after the lender dies, the bank will continue to recover the loan owed by the bank according to the actual situation: 1. If there is a spouse, it shall be repaid by the spouse. If one spouse has relevant evidence to prove that the debt of the other spouse is a personal act, not for the family life and the interests of the same family, then there is no need to bear legal responsibility; 2. Children's repayment responsibility; 3, the successor's repayment responsibility

Legal basis: Civil Code of People's Republic of China (PRC).

Article 174 After the death of the principal, the agency act performed by the entrusted agent is valid under any of the following circumstances: (1) The agent did not know and should not have known the death of the principal; (2) Approved by the trustee's successor; (3) The power of attorney shall terminate when the agency affairs are completed; (four) the principal has been implemented before his death and continues to represent him for the benefit of the principal's heirs. Where the legal person or unincorporated organization as the principal terminates, the provisions of the preceding paragraph shall apply mutatis mutandis.

Article 570 Where it is difficult to perform the debt under any of the following circumstances, the debtor may deposit the subject matter: (1) The creditor refuses to accept it without justifiable reasons; (2) The whereabouts of the creditor are unknown; (three) the death of the creditor has not determined the heir, the administrator of the estate, or the loss of civil capacity has not determined the guardian; (4) Other circumstances prescribed by law. If the subject matter is not suitable for escrow or the escrow fee is too high, the debtor may auction or sell the subject matter according to law and deposit the proceeds.

Article 936 Where the entrustment contract is terminated due to the trustee's death, loss of capacity for civil conduct or being declared bankrupt or dissolved, the trustee's heirs, estate administrators, legal representatives or liquidators shall promptly notify the trustor. If the termination of the entrustment contract will harm the interests of the trustor, the trustee's heirs, estate administrators, legal representatives or liquidators shall take necessary measures before the trustor completes the aftermath.