How to check the ICBC credit card limit

To check the ICBC credit card limit, you can operate it in mobile banking. The specific operation steps are as follows:

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v7.0.1.2.5

1. Open the APP, click Login on the homepage and then Fill in your information according to the prompts to log in.

2. After successful login, you will automatically jump to the APP homepage and select all on the homepage.

3. Then find the credit card on the page and click to enter.

4. After entering the credit card interface, click on the credit card account.

5. Enter the credit card account to see the credit card limit information.

At the end of 2019, ICBC corporate loans were 9.955821 billion yuan, an increase of 536.927 billion yuan, an increase of 5.7%; corporate deposits were 12.028262 billion yuan, an increase of 547.121 billion yuan, an increase of 4.8% .

At the end of 2019, the balance of ICBC inclusive small and micro enterprise loans was 471.521 billion yuan, an increase of 161.407 billion yuan or 52.0% from the beginning of the year. The number of customers was 423,000, an increase of 153,000. The average cumulative loan interest rate that year was 4.52%, a decrease of 0.43 percentage points from the previous year. Relying on financial technology to accelerate product iteration and update, we will build an inclusive financial comprehensive service system around the ICBC small and micro financial service platform and three major products: business quick loans, online loans, and online supply chain financing. At the end of 2019, the bank had 288 small and micro financial business centers.

In 2019, ICBC comprehensively promoted the electronic reform process of fiscal revenue and expenditure accounts at all levels, innovatively promoted the "smart government" service system, and promoted "1 government service portal and 22 value-added services in 12 key extension areas" "The multi-engine business cooperation structure has been implemented. Comprehensively promote inter-industry cooperation, sign new comprehensive strategic cooperation agreements with key customers at the head office level such as the China Development Bank and the Shanghai and Shenzhen stock exchanges, and sign a memorandum of cooperation with leading securities companies on the Science and Technology Innovation Board to promote the real economy and capital market develop. We launched a pilot bill brokerage business and successfully handled the first bill brokerage business in the market under the discount pass mechanism.

In 2019, ICBC promoted the construction of six major product lines including account management, liquidity management, trade financing, risk management, investment and financial management, and collection and payment management, and provided comprehensive service solutions with a customer-centric approach. Strengthen the application and promotion of advantageous platforms and continue to consolidate our leading advantages in the field of corporate payments. Promote the global cash management platform and build a global cash management business system. Promote the "ICBC Ju" financial service platform to connect with corporate financial needs and realize an effective customer acquisition model of "transaction finance". At the end of 2019, there were 9.443 million corporate settlement accounts, an increase of 13.5% over the end of the previous year, and the annual corporate RMB settlement business volume was 2,399 trillion yuan. There were 1.426 million cash management customers; 7,973 global cash management customers, an increase of 9.5%.

Where to check the ICBC credit limit

Customer service hotline: Call the ICBC credit card customer service hotline 400-669-5588, or the unified customer service hotline 95588, to inquire about the credit card limit.

SMS: Use the mobile phone number reserved when applying for the card, edit the SMS bank password CXED##, and send it to 95588 to check the credit card limit.

ICBC e-Life APP: Bind the ICBC credit card to the ICBC e-Life APP and you can check the credit card limit at any time.

Online banking: Log in to ICBC online banking, click "Account Overview" and select the corresponding account to view.

WeChat public account: Follow the official WeChat public account of Industrial and Commercial Bank of China, and you can know the credit limit through "Credit Card" in the bottom menu bar.

Outlet counter: Bring your valid ID and ICBC credit card to the ICBC outlet counter to check the limit.

Industrial and Commercial Bank of China (INDUSTRIALANDCOMMERCIALBANKOFCHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.

[3] The basic mission of the Industrial and Commercial Bank of China is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.

In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with Industrial and Commercial Bank of China ranking 10th. On June 20, 2018, the "China's 500 Most Valuable Brands" analysis report was released, and ICBC ranked 4th. In July 2018, the British "Banker" magazine released a list of the top 1000 global banks in 2018, with Industrial and Commercial Bank of China ranking first. [8] In 2018, Fortune ranked 26th among the world's top 500 companies. On December 18, 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and ICBC ranked 43rd. On June 26, 2019, eight banks including the Industrial and Commercial Bank of China were among the first to launch online enterprise information verification systems.

How to check the limit of ICBC credit card

If you need to check the RMB limit, please refer to the following methods:

1. For physical credit cards, you can go through On the "Selected" page of the ICBC e-Life APP, select the "Scan - Check Limit" function on the upper right to enter, point at the credit card you have, identify it and jump to the "Check Limit" function to check the RMB credit limit;

2. Log in to the ICBC Mobile Banking APP, select the "Credit Card-Adjustment" function, and try to check the existing credit limit (if the system does not display the "Adjustment" button, you cannot check this method);

< p>3. Log in to the ICBC e-Life APP, select the "Finance - Limit Adjustment" function, and try to check the existing limit of your credit card.

Warm reminder: If you cannot self-check according to the above method, or if you have applied for a new card and have not yet received the card, you can call the ICBC customer service hotline 95588 to manually check the limit.

(Answer time: April 21, 2022. In case of business changes, please refer to the actual situation.)

How to check the ICBC credit card limit

1 , customer service hotline

Directly dial the ICBC credit card customer service hotline 95588 or 400-669-5588 to check the limit;

2. SMS

Use the reserved mobile phone number Edit the text message "CXED## SMS Banking Password" and send it to 95588 to check the credit limit;

3. ICBC e-Life APP

Log in to the APP and bind the card with one click to check the credit card limit. ;

4. Bank outlets

Bring your personal identification documents to the counter of any ICBC outlet to check your credit card limit.

Card classification

The Peony quasi-credit card is issued by the Industrial and Commercial Bank of China. Cardholders are required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient, payment can be made at A quasi-credit card with an overdraft within a specified credit limit.

The Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries, and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

This Peony quasi-credit card is a quasi-credit card with Chinese characteristics. There is no precedent in other countries in the world. The emergence of this quasi-credit card is due to the imperfect credit system in China. a manifestation.

The issuance of Peony quasi-credit card has been stopped. Peony credit cards and Peony international credit cards that truly meet the needs of the public are the direction of development.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency.

The Peony International Card adopts a revolving credit transaction method. If the consumption overdraft within the credit limit is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc.

Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

How to check the limit of ICBC credit card

1. You need to bring your ID card to the bank to apply or apply on the WeChat official account. After activation, it will be sent to you by express. ICBC will Send you a text message to tell you the amount.

2. Call the ICBC credit card hotline 95588 and follow the prompts to check the limit or reserve a mobile phone number and edit the text message CXED## bank password to check the limit.

3. Log in to ICBC Credit Card Online Banking, mobile app, and bind the credit card official account to query the limit.

1. ICBC e-Life: The user logs in to ICBC e-Life, aligns the credit card with the "Selected Page-Scan-Check Limit" function, and manually enters the card expiry date, security code and verification code. , you can check the credit card limit.

2. Mobile Banking: Users log in to mobile banking, click "Favorites - My Account", select the corresponding credit card and click to view the credit card limit.

3. Telephone inquiry: Users can call the ICBC credit card customer service hotline. After being connected, they can be directly transferred to manual service, and the staff will help with inquiries.

4. Counter inquiry: Users can bring their ID card and credit card to the counter of any ICBC outlet for inquiry.

5. Online banking: After logging in to online banking, the user can check the credit card limit by clicking "Favorites-My Account-Select the Corresponding Card-Available Balance".

This is the end of the introduction on how to check the ICBC credit card limit and ICBC credit card limit inquiry text message. Did you find the information you need?