Friends who are in urgent need of money often choose loan companies. The loan threshold is low and the loan speed is fast, which can solve the capital problem in time. But it is not easy to find a formal microfinance company. So what formal microfinance companies are there in Wuxi? Let's teach you how to tell whether it is formal or not.

What are the regular small loan companies in Wuxi?

When choosing a formal microfinance company, we can judge whether the company is formal from the following aspects:

1, loan threshold

We can often see advertisements for "loans with ID cards only", similar to this kind of loans with extremely low thresholds. It needs more attention. Too low a threshold is too risky for lending institutions, and it is difficult to get loans, so you should also find out whether it is formal or not.

2. Loan interest rate

Neither too high nor too low. Too high will be considered a usury, too low will be considered a liar. When judging, everyone can only measure it according to the standard of "not lower than the benchmark interest rate of bank loans and not higher than the interest rate of bank loan products in the same period".

3. Service area

Those microfinance companies that claim to be able to do national business are usually liars. Generally, regular microfinance companies only do local business.

4. Company registration information

When choosing a small loan company, check the company registration information online, including company name, registered capital, business scope, etc. , to see if it is consistent with the certificate given by the company.

What are the relevant contents of Wuxi regular microfinance company here? I hope it helps you after reading it.