Current location - Loan Platform Complete Network - Bank loan - What are the relevant provisions of the procedures for equity pledge loans?
What are the relevant provisions of the procedures for equity pledge loans?
1. The borrower of equity pledge loan shall provide the following information when applying to the lender for pledge loan: 1. Application for equity pledge loan; 2 financial statements (balance sheet, income statement, etc.). The borrower of the pledged loan at the end of last quarter; 3. The assets evaluation report of the equity issuing company in the latest fiscal year; 4. Proof that the equity issuing company agrees to pledge the loan. When the pledged equity exceeds 5% of the total share capital of the equity issuing company, there must be a resolution of the board of directors agreeing to pledge. If the capital contribution certificate of a limited liability company is pledged, a copy of the equity pledge recorded in the register of shareholders shall be issued; 5. Other materials required by the lender. Two, the borrower and the lender of the equity pledge loan shall sign a "loan contract" in writing. The pledgor and the lender shall conclude the Equity Pledge Contract in written form. The equity pledge contract can be concluded separately or as a guarantee clause in the loan contract. Three. Within 65,438+05 days from the date of signing the Equity Pledge Contract, the parties to the equity pledge loan shall register the equity pledge with the equity pledge registration agency, and hand over the equity to the equity pledge registration agency for safekeeping within the time limit stipulated in the contract. The equity pledge registration institution shall issue the equity pledge registration certificate to the pledgor. The ownership of bonus shares and cash dividends generated during the period of equity pledge shall be stipulated in the pledge contract. Before the expiration of the debt performance period, the pledgor and the pledgee shall not handle bonus shares and cash dividends, but shall entrust the equity pledge registration institution to keep them, and the cash dividends shall be paid by the equity pledge registration institution at the bank deposit interest rate. Four, the lender according to the loan contract and the "equity pledge registration certificate" for loans. Remarks: The interest rate and term of the equity pledge loan shall be subject to the relevant regulations of the People's Bank of China. The above is the process of equity pledge loan, hoping to help you.