ID card, household registration book and real estate license
The statements that the company needs to provide are balance sheet, income statement, profit distribution statement and cash flow statement, which are available at the end of the quarter and last year. You need this when you fill out the form.
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Required information:
(1) Enterprises (units) and individuals applying for a loan card download the balance sheet, profit and profit distribution statement and cash flow statement on the website of the municipal government, fill in the information and copy it, and then go to the People's Bank of the place of registration to go through the formalities of obtaining the card.
(two) different types of borrowers bring the following documents to the People's Bank to apply for a card:
1, enterprise card guide
(1) loan card application form;
(2) The original and photocopy of the Business License for Enterprise as a Legal Person or the Business License (limited to the unincorporated enterprise authorized by the legal person enterprise) that has been inspected annually in that year;
(3) The original and photocopy of the People's Republic of China (PRC) Organization Code Certificate that has been inspected in that year;
(4) The original and photocopy of the basic deposit account account opening permit issued by the People's Bank of China;
(five) the original and photocopy of the capital verification report of the registered capital of the enterprise or the proof of the source of the registered capital;
(6) The balance sheet, profit and profit distribution statement and cash flow statement of the previous year and the latest month at the time of receiving the card, and affix the official seal;
A copy of the ID card of the legal representative;
(8) A copy of the ID card of the senior management;
(nine) a copy of the identity certificate of the shareholders;
⑽ Original and photocopy of the ID card of the agent;
⑾ Original and photocopy of State Taxation Administration of The People's Republic of China tax registration certificate;
⑿ Original and photocopy of local tax registration certificate;
(13) Articles of association of the enterprise as a legal person;
14. If the legal representative is an overseas investor and authorizes domestic personnel to handle relevant matters with full authority, the enterprise shall carry the power of attorney in addition to the above information.
2, institutions, social organizations do card guide
(1) loan card application form;
(2) The original and photocopy of legal person registration certificate, the original and photocopy of the institution or the superior;
(3) The original and photocopy of the People's Republic of China (PRC) Organization Code Certificate that has been inspected in that year;
(4) The original and photocopy of the basic deposit account account opening permit issued by the People's Bank of China;
5. Balance sheet, profit and profit distribution statement and cash flow statement of the previous year and the latest month at the time of receiving the card, and affix the official seal;
[6] Original and photocopy of the ID card of the agent.
3, the administrative organs to build office buildings, medical and health departments to buy equipment and other financing needs; Commercial community organizations approved by the civil affairs department, such as nursing homes; Village-level economic organizations and other institutions with organization code certificates shall go through the card collection procedures according to the institutions and provide the letter of intent for loans issued by financial institutions.
4. Securities companies that meet the conditions of borrowers in the Measures for the Administration of Stocks of Securities Companies; Operating financial institutions authorized by financial enterprises and legal persons approved to have secured business, etc. Please handle the card formalities according to the enterprise and provide the letter of intent for loan issued by the financial institution.
5, personal card guide
(1) If an individual acts as a guarantor to provide guarantee for enterprises and institutions, he must apply for a loan card.
(2) The applicant downloads the balance sheet, profit and profit distribution statement and cash flow statement on the website of the municipal government, and after copying the data, brings the following documents to the People's Bank of the place of registration to apply for a card:
① loan card application;
Original and photocopy of the household registration book;
③ Original and photocopy of ID card;
④ Letter of intent for loan.
The People's Bank of China will issue the loan card within five working days from the date of application after verifying the above information. The loan card shall be kept by the receiving unit or individual.
Second, how to handle bank loans? What loan terms and information are needed?
To apply for a personal bank loan, you must meet the following conditions:
First, he has reached the age of 25 and has full capacity for civil conduct; And have permanent residence or valid residence certificate in China.
Second, having a fixed occupation or a stable economic income can guarantee the ability to repay the principal and interest on schedule.
Third, the credit record is good and there is no bad credit record.
Fourth, it can provide legal and effective guarantees recognized by banks.
Fifth, other conditions stipulated by the bank.
Information that an individual needs to provide when applying for a bank loan:
Loan application;
Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;
Property * * * Someone agrees with the loan opinion;
Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );
Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);
Loan contract.
For personal guarantee, the following information shall be provided:
Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;
Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );
Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);
Personal bank credit information inquiry system;
Notarization.
For enterprise guarantee, the following information shall be provided:
Original and photocopy of business license, original and photocopy of tax registration certificate (national tax and local tax), organization code certificate, articles of association, ID card of legal representative of the enterprise, loan card (annual inspection) and credit certificate;
Shareholders' consent;
Financial statements: financial statements at the end of last year and the last three months (with audit reports). Including balance sheet, income statement, cash flow statement and bank statement (with bank seal);
Special industries need to provide EIA data (EIA report, pollutant discharge permit).
Property mortgage should be issued:
Identity cards, household registration books and marriage certificates of both husband and wife;
The property owner agrees to mortgage;
Real estate needs to be registered.
3. What information do I need to apply for a loan card?
ID card, household registration book and real estate license
The statements required by the company are balance sheet and cash flow statement, which are available at the end of the quarter and last year. You need this when you fill out the form.
==============
Required information:
(1) Enterprises (units) and individuals applying for a loan card download the balance sheet, profit and profit distribution statement and cash flow statement on the website of the municipal government, fill in the information and copy it, and then go to the People's Bank of the place of registration to go through the formalities of obtaining the card.
(two) different types of borrowers to carry out the following card procedures:
1, enterprise card
(1) loan card application form;
(2) The original and photocopy of the Business License for Enterprise as a Legal Person or the Business License (limited to the unincorporated enterprise authorized by the legal person enterprise) that has been inspected annually in that year;
(3) The original and photocopy of the People's Republic of China (PRC) Organization Code Certificate that has been inspected in that year;
(4) basic deposit account issued by the People's Bank of China.
(five) the original and photocopy of the capital verification report of the registered capital of the enterprise or the proof of the source of the registered capital;
(6) The balance sheet, profit and profit distribution statement and cash flow statement of the previous year and the latest month at the time of receiving the card, and affix the official seal;
A copy of the ID card of the legal representative;
(8) A copy of the ID card of the senior management;
(9) Shareholders' identity cards
⑽ Original and photocopy of the ID card of the agent;
⑾ Original and photocopy of State Taxation Administration of The People's Republic of China tax registration certificate;
⑿ Original and photocopy of local tax registration certificate;
(13) Articles of association of the enterprise as a legal person;
14. If the legal representative is an overseas investor and authorizes domestic personnel to handle relevant matters with full authority, the enterprise shall carry the power of attorney in addition to the above information.
2, institutions, social organizations do card guide
(1) loan card application form;
(2) The original and photocopy of the certificate of legal person registration certificate, institution or superior.
(three) the original organization code certificate of the annual inspection.
(4) The original and photocopy of the basic deposit account account opening permit issued by the People's Bank of China;
Balance sheet, profit and profit distribution statement and cash flow statement, with official seals;
[6] Person in charge
3, the administrative organs to build office buildings, equipment and other financing needs; Commercial community organizations approved by the civil affairs department, such as nursing homes; Village-level economic organizations and other institutions shall go through the formalities with the organization code certificate and provide funds.
4. Securities companies that meet the requirements of borrowers of securities companies; Approved guarantee financial institutions, etc. Please handle the card formalities according to the enterprise and provide the letter of intent for loan issued by the financial institution.
5, personal card guide
(1) If an individual acts as a guarantor to provide guarantee for enterprises and institutions, he must apply for a loan card.
(2) The applicant downloads the balance sheet, profit and profit distribution statement and cash flow statement on the website of the municipal government, and after copying the data, brings the following documents to the People's Bank of the place of registration to apply for a card:
① loan card application;
Original and photocopy of the household registration book;
③ Original and photocopy of ID card;
④ Letter of intent for loan.
The People's Bank of China will issue the loan card within five working days from the date of application after verifying the above information. The loan card shall be kept by the receiving unit or individual.