When it comes to loan intermediaries falsifying statements to assist in loans, whether an individual is responsible is not absolute. The key depends on whether the individual knows that the information provided by the intermediary is false. If the borrower knows that the statement is false but still submits it to the bank for a loan, this situation may constitute a loan fraud crime. According to Article 193 of the Criminal Law of the People's Republic of China and the People's Republic of China, the consequences are serious and the penalties are as follows:

1. For larger amounts of fraud, the offender will face a maximum of five years. Fixed-term imprisonment or criminal detention, and may be subject to a fine of 20,000 to 200,000 yuan;

2. For huge amounts or other serious circumstances, the prison term will be increased to between five and ten years, and the fine The range is from 50,000 to 500,000 yuan;

3. For cases where the amount is particularly huge or the circumstances are particularly serious, you may face more than ten years of fixed-term imprisonment, or even life imprisonment, fines or property confiscation.

Therefore, if the borrower still borrows money despite knowing that the intermediary is committing fraud, he will bear corresponding legal liability. In order to avoid such legal risks, be sure to ensure that all loan information submitted is true and correct, and do not participate in any illegal operations. Once you discover that an intermediary has forged documents, you should stop immediately and seek legal means to resolve the loan problem.