Criminals often publish loan information such as "unsecured loans", "low interest loans" and "interest-free loans" by setting up fake websites, sending short messages on mobile phones, sending small cards or advertisements in newspapers and on the Internet, and searching for targets extensively. After the victim contacted him, he lied that he could get an unsecured loan, won the trust of the victim on the grounds that he could apply for a loan with lower interest rate, and then tricked the victim into prepaying interest, deposits, insurance premiums and other expenses through bank transfer, thus achieving the purpose of fraud. Criminals have no direct contact with the victims in the whole process of committing crimes, and the means of committing crimes are hidden, not limited by geography and difficult to detect.
Nowadays, with the development of the Internet, online lending has become a hot potato in the eyes of borrowers. Naturally, online lending has also become the hardest hit area for fraud. In fact, online loan cases have become the most deceptive category in the current telecom network fraud. You will find that in this kind of fraud cases, the other party always uses words such as "you can lend money on the same day", "you don't need credit information" and "you can get a refund if you can't get a loan", which is impossible in formal loans. Generally speaking, loan companies have lower application thresholds and higher interest rates than banks. But low threshold does not mean "zero" threshold.
Police tips
1. There are no shortcuts to loans. You should choose a formal national financial institution to handle the loan. Don't take any chances.
2. Don't trust telephone and online loan information, don't trust interest-free and low-interest loans, and don't leave personal contact information on the Internet at will to avoid being "targeted" by criminals.
3. All formal units will not charge any fees in advance before lending. Keeping this in mind can avoid 95% scams, and it is not easy to transfer money to the other party to prevent being cheated.
4. All online part-time job brushing is deceptive;
Don't click on the unknown link in the short message;
Be cautious about online loans and handling credit cards;
Pretend to be a policeman and call to say that there is something wrong with your passport. Those who are suspected of committing crimes and checking your funds are fraudulent phone calls. -Anti-Telecommunication Network Fraud Center
All kinds of things that help you get back in your reply are scams, and I don't want to think that money can be taken out by scammers, thinking that scammers are imbeciles like you! ! !
Don't think about borrowing money to live, it's not a way of life. Don't try to borrow anything else to return this. It is not feasible to rob Peter to pay Paul. You don't want to think about what you can repay later. You don't even have flowers. What can you repay in the future? Interested. Isn't it just borrowing more and more?