A mortgage car can make a loan under the condition of normal repayment.

2. Can a mortgage car apply for a mortgage loan?

Because of the risk and collateral custody, most banks usually don't accept mortgage loans for mortgaged cars, and they don't support two mortgage.

Solution:

1. Car owners can apply for loans from local loan companies, pawn shops and other institutions.

2. If you have more than one car under your name, you can apply for a mortgage loan with the full car.

3. After paying off the mortgage loan of the car, go to the vehicle management office to understand the mortgage procedures, and then try to apply for a mortgage loan.

Third, how to apply for mortgage of automobile mortgage?

Its purpose is to obtain loans from financial institutions with third-party cars as collateral, mainly for automobile consumption.

A car cannot be mortgaged in a mortgage loan. Individuals, such as money, must request an application. And if an individual's car is still available, he can't apply for a mortgage loan with his car. Therefore, a mortgaged car cannot be mortgaged.

If you have the ability to pay off automobile mortgage in one lump sum, you can also choose to apply for another loan. If you have a car, you can go to the local bank or loan company to consult the relevant charging standards in detail, so that you can make a repayment plan in advance and avoid overdue.

Handle the materials that automobile mortgage needs to prepare.

Owner's identity card and household registration

Proof of vehicle ownership. The more complete the materials, including proof of automobile expenses and insurance documents, the simpler the handling process, and the higher the success rate.

Handle automobile mortgage process.

Handling automobile mortgage registration: Fill in the Motor Vehicle Mortgage with the motor vehicle registration certificate, the identity certificates of the mortgagee and mortgagor, and the mortgage contract;

Cancellation of automobile mortgage registration: hold the identity certificate of the motor vehicle mortgagor, fill in the motor vehicle mortgage right, and affix the official seal of the unit.

Matters needing attention

Vehicle mortgage must be registered, and it will be invalid if it is not registered: proof of vehicle ownership should be presented when mortgage is registered;

Sign a mortgage contract;

Generally speaking, banks do not accept business in automobile mortgage. If you need a loan business, you can go to the guarantee company to handle it.

4. Can I apply for a mortgage loan for a mortgage car?

Hello, the mortgaged vehicle has been mortgaged and cannot be mortgaged again. To apply for automobile mortgage, you must meet the following conditions:

1. The borrower has a stable local occupation and the ownership of the mortgaged vehicle.

2, the price of people living and working in the city for a long time, occupation and economic income.

3. It can provide motor vehicle registration certificate, driving license, additional tax certificate for car purchase (original), car purchase invoice, insurance policy, travel tax, tax payment certificate for imported vehicles, ID card (temporary residence permit or residence permit provided by non-local registered customers within the validity period) and other documents and materials required by the cooperative organization.