This is possible, but the probability is extremely small. Generally, after overdue, the loan platform will entrust a third party, that is, give your file to a collection company, and they will ask you for collection. I have been unable to reach you. It is possible to contact your family or come to your house to collect debts. The purpose is to settle the debt as soon as possible, so just pay it off quickly. However, customers who can't repay their debts temporarily can take the initiative to call customer service to negotiate and see if they can apply for an extension first. We can negotiate with financial institutions to extend the repayment period and reduce the monthly repayment amount.

: What should I do if it is overdue?

1. When we are in loans overdue, we should take the initiative to communicate with financial institutions, fully communicate with them about our current financial shortage, and express to financial institutions that we are willing to repay. But at present, the shortage of funds is serious, so we should try our best to win the understanding and support of financial institutions. At the same time, we can propose to financial institutions to adjust the original repayment plan, extend the repayment period, reduce the repayment amount of each installment by changing time into space, ease our repayment pressure, and gradually repay the arrears of financial institutions. Second, we should increase other sources of income and reduce unnecessary expenses.

2. After loans overdue, don't give up on yourself, but arm yourself in more ways. You can start from the current work situation and squeeze out other jobs in your spare time to increase your income. This is called open source. At the same time, we should actively reduce some unnecessary expenses and reduce the monthly cash expenditure, which is called throttling. By increasing income and reducing expenditure to increase our net income, we can use net income to repay the debts of financial institutions.

We can borrow money from relatives or friends to pay off our debts. Through your own efforts, if the funds you can raise still cannot meet the repayment needs of financial institutions, then you should continue to raise funds. We can borrow money from relatives and friends around us to repay the debts owed by financial institutions. We can communicate with our relatives and friends about our actual situation and gain their understanding. Then we should strive to increase our income, and then pay back the loans of relatives and friends.