Company loans are generally for company operations. For example, the company wants to expand the production line and has no money. The company wants to carry out marketing and has no money. Even if the company has no money to pay employees, it may choose the way of loan. Don't worry about whether the employee opens a salary company and the loan bank will approve it. There will be this loan anyway. Generally, the management of the company decides the board of directors of the company, and the major shareholders of the company have the right to decide. The supervisor of the company can also participate in the decision-making process, but if he has no shares in the company itself, he does not need to bear this responsibility.
If the supervisor of the Company is one of the shareholders of the Company, he shall be liable for the debts of the Company to the extent of his capital contribution; if he is not a shareholder of the Company, he shall not be liable. The decision-maker is not a person, he has no shares. What is he responsible for? This kind of independent monitoring is generally only nominal, and it will not have actual supervision effect on the company. Even if there is the right to supervise and correct this responsibility management, it is only in one aspect and is not entirely responsible for the supervision of all aspects of the company.
Because there are many university professors and some respected people in society, they will recognize the supervisors and independent directors of a company to run certain activities of the company. Of course, the money that the company should give will also be given, and then with the help of this person's own talents or social contacts, it will play a better role in supervising and guiding the development of the company. This is a mutually beneficial process, but supervisors are generally not jointly and severally liable for debts. Because it is the owners' equity owners who bear the debt, and these people own the shares of the company.