Many credit card holders in Shang Hui Bank will think of withdrawing cash by credit card when they are short of money, but they don't know that handling a credit card can also provide cash installment service for cardholders. You can transfer the money within the credit limit to a debit card and repay it in installments. You can also enjoy an interest-free period, which is more cost-effective than cash withdrawal. However, many capable card friends are only short of money for a while, and when they have money, they will think of prepayment. Can Shang Hui Bank repay in advance by credit card cash installment? Is there a handling fee for prepayment? Let's get to know each other.

1. Can Shang Hui Bank prepay the credit card by cash installment?

That's for sure. After all, the bank doesn't stipulate that you have to pay in installments. If you have money, you are naturally welcome to repay in advance, and they can also lend the recovered money to others. However, if you want to terminate the cash installment in advance, you need to apply to the bank and wait for its approval.

The best way is to call Shang Hui Bank's 24-hour customer service hotline 40088-96588 directly, press 0 to switch to manual service, and then apply for early repayment from customer service in cash. After verifying your information, the customer service will calculate the remaining principal and other expenses that need to be repaid, and include the total expenses in the minimum repayment amount of your next bill.

All you have to do is pay off the bill at the end of the next bill, and your installment will automatically terminate after the repayment is successful.

Is there a handling fee for early repayment of credit card cash in Shang Hui Bank?

As far as we know, the credit card of Shang Hui Bank is repaid by cash installment, and the remaining unpaid fees need not be paid, but the fees already collected will not be refunded.

But in addition to paying off the remaining unpaid principal in one lump sum, you have to pay the unpaid part in installments as the prepayment fee.