Car second loan is a loan product jointly launched by Ali and Ant Small Loan. Enter Tmall's car page to find the second car loan. Then users can query the credit line according to different models. Usually, the maximum credit line is 40% of the official guidance price, and the maximum loan line is 200,000 yuan. I applied for a second car loan, but I still can't afford it. What should I do? Let's get to know each other.

What if the car loan is not paid back?

1 Try to apply to the loan platform for deferred repayment, and then try to raise money for repayment;

2 borrow money from relatives and friends, and pay off the arrears of the second car loan first. After all, there will be penalty interest if the second car loan is overdue;

3 mortgage or sell the assets under the personal name, and the sold funds will be used to repay the arrears of the second car loan.

The above is the introduction of some solutions to the problem of the second loan of the car, and I hope it will help. No matter what kind of loan you apply for, it is recommended not to overdue repayment. Once reported by a credit reporting agency, it will have a serious impact on your personal life.