As a financial institution that provides loan services, Yixiangdai will take legal measures to recover when the borrower defaults and collection is ineffective, including filing a lawsuit in court. Therefore, Yixiangdai has received The loan prosecution text message will be true. Yixiangdai is a well-known online lending platform headquartered in China, operated by Yirendai. The platform is committed to providing convenient and safe personal loan services to users, connecting lenders and borrowers through the P2P lending model. Yixiangdai Characterized by efficiency, transparency and innovation, it has won wide recognition and trust from users. As a loan product under CreditEase, Yixiangdai adheres to the principle of compliance operation, abides by relevant national financial laws and regulations, and actively accepts supervision.