; ? The amount of CCB car loan varies according to the ways of providing guarantee, mortgage or pledge. The loan amount provided by CCB Car Loan ranges from 70% to 90%. The better the personal credit and the greater the value of guarantee or mortgage, the higher the loan amount of CCB car loan.

1, customers above Grade A

According to the personal credit evaluation method of China Construction Bank, customers who reach Grade A or above can apply for auto loans with the purchased vehicles as collateral, and the maximum loan amount is 80% of the sales of the purchased vehicles.

2. Pledge of national debt

If the borrower pledges with government bonds, financial bonds, national key construction bonds and personal certificates of deposit issued by banks, the maximum loan amount shall be 90% of the value of the pledge certificate.

3. Housing mortgage loan

If the borrower takes the house, other things fixed on the ground or the legally obtained state-owned land use right as collateral, the maximum loan amount is 70% of the assessed value of the collateral.

4. Insurance companies provide insurance.

If the insurance company provides installment repayment guarantee insurance, the maximum loan amount is 80% of the car sales amount; The maximum loan amount for purchasing a re-traded vehicle is 70% of its assessed value.

5, the third party joint liability guarantee

Where a third party joint liability guarantee is provided (except for banks and insurance companies), a loan amount shall be set for the borrower (or guarantor) according to the personal credit evaluation method of CCB, and the maximum loan amount shall be 80% of the automobile sales amount; If you buy a re-traded car, the maximum loan amount is 70% of its appraised value.