Basic information required:

1, certificate of ownership of collateral such as real estate license;

2. Identity cards, household registration books and proof of marital status of the applicant and spouse;

3. Proof of income of the applicant and spouse;

4. Relevant certificates of loan use;

5. Other relevant information required by the bank; Bank interest rate and repayment method;

(1) The bank interest rate is subject to the commercial loan interest rate stipulated by the People's Bank of China for the same period or fluctuates appropriately;

(2) If the loan term is less than one year, you can choose to repay the principal and interest on a monthly or quarterly basis, and repay the principal in one lump sum at maturity; If the loan term is over one year, you can choose to repay the principal and interest on a monthly basis or repay the principal.

Steps:

1. Information provided by customers;

2. Evaluate the property;

3. The bank shall review the information and handle the relevant formalities;

4. Redeem the building;

5. Mortgage registration;

6. Restart repayment.