Loan, the loan is 65,438+ten thousand to 90,000, the repayment is 65,438+ten thousand, the interest is 2.8%, and the term is 10 year. What is the comprehensive interest rate? What if 200,000 gets 65,438+800,000? You didn't borrow money from the bank, did you? Ten years is not like formal channels at all. There are two or three decades of mortgage loans and two or three years of car loans. Generally, loans are paid once a year, and interest will continue to be lent in the coming year. Your interest rate is also very low. The monthly interest rate of 45% is lower, and yours is lower. Boss, what channel do you take? Tell me about it.