Its basic conditions are as follows:
1, with permanent residence or temporary residence permit.
2. 1 year professional experience.
3. Lease market counters or other business premises 1 year or more.
4. Abide by the Joint Guarantee Agreement of Commercial Banks (hereinafter referred to as the Joint Guarantee Agreement).
5. Pay taxes according to regulations, and there are no economic disputes and bad credit records.
6, engaged in business activities in line with national policies and regulations.
7. The annual sales income is more than 2 million yuan. The joint venture loan targets are private enterprises and limited liability companies approved and registered by the administrative department for industry and commerce.
Its basic conditions shall meet the conditions specified in the above 1 to 6, and at the same time meet the following requirements:
1. Annual business license and legal person code certificate.
2, should take the initiative to regularly submit the balance sheet, income statement and other financial statements to the bank.
3. Annual loan card.
4. In principle, the annual sales revenue is more than 5 million yuan.