First of all, is your bare car price 1 1.6 million? The bare car price is 1 1.6 million, and the landing price is around 1.325 million (including insurance purchase tax). Some loans and other fees are higher. Generally speaking, it is almost that you pay 23,000 yuan down and 37,500 yuan back, plus 77 1 10,000 yuan.

Now you have to look at your loan contract, how much money you borrowed, and then look at the loan interest rate before calculating the cost. Your statement is ten points unclear. How did you buy a car with a down payment of 23,000 yuan? Is it only 15%? (2) You said that your loan was 1 16000 yuan, but how did you repay 37500 yuan+77 yuan10000 yuan in advance? The two add up to 1 14600 yuan. Less than 1 1.6 million. How is that possible?