The longest loan/credit period for the first-hand building is not more than 30 years, the longest loan/credit period for the second-hand building is not more than 30 years, the building age of the shopping industry (referring to the completion years of the property) is generally not more than 20 years, and the longest loan period plus the building age of the mortgaged property is not more than 40 years in principle.

The specific time limit for your application shall be determined by the handling bank after you submit relevant information.