Some people will buy a car in full, some people will borrow money to buy a car, and those who can buy a car in full sometimes choose to borrow money to buy a car. They want to use these funds for other investments. Many people in Fuzhou don't know exactly how to buy a car with a loan. Let me introduce it to you today.

First, the bank loans to buy a car

If you want to buy a car through a bank loan, the borrower can directly submit the application materials required for the loan to buy a car. After investigation and approval, the bank can sign a loan contract and a guarantee contract, and then the borrower goes to the car dealer that the bank cooperates with to buy a car. The funds for buying a car will be directly transferred from the bank to the account of the car dealer.

Second, car dealers buy cars.

If the borrower buys a car in the garage, the borrower needs to submit relevant loan application materials, which will be forwarded by the garage to the bank to apply for a loan. After investigation and approval, banks sign loan contracts and guarantee contracts, and then go through notarization and insurance procedures.

Third, credit card installment car purchase

It will be much easier if you choose credit card installment. Consumers only need to call the bank or go to the bank to apply for installment repayment after swiping the card.